SEPA Schemes

Our CORE System was developed to service a highly efficient SEPA market, to be built on the SEPA Schemes yet offering processing choices to satisfy local needs.

Our SEPA Services are fully compliant with the EPC Rulebooks and Implementation Guidelines for the SEPA Schemes SCT, SDD Core and SDD B2B.

Our SEPA services offer:

  • Connectivity through choice of Network interfaces
  • On-line Information Services through GUI and A2A messaging
  • Liquidity Management tools
  • Payments Warehousing
  • Audit trail and Reconciliation reports
  • 24 hour availability of services

In addition STET proposes to its Participants choices in the Clearing Model, which can be different by community or groupings of payment services providers (PSPs), in order to meet customer SLAs and facilitate the development of innovative solutions.

Efficiency and Flexibility in support of SEPA migration